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If you waive your right to alimony, you can’t get it back, even if your marriage lasted over ten years.
A ten-year marriage is also considered to be a long-term marriage by the Social Security Administration.
The Institute for Divorce Financial Analysts (IDFA™) is the premier national organization dedicated to the certification, education and promotion of the use of financial professionals in the divorce arena.It’s an either-or situation – you can choose to get your own benefits or the derivative benefits of your ex-spouse, whichever is greater.Collecting derivative benefits doesn’t reduce what your ex-spouse receives, or, if he’s remarried, what his current spouse receives.In addition, the Government Pension Offset (GPO) applies to derivative benefits, which will be reduced by 2/3rds of the pension benefits received by an employee from a job not covered by Social Security. When you are ready to claim Social Security benefits, be sure to let the Social Security Administration know that you were married for more than ten years, and be prepared to furnish your ex-spouse’s full name and social security number.They will then calculate what benefits will give you the highest monthly payment, and they will be able to recalculate those benefits if your ex-spouse dies while you are collecting benefits.