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The companies provide reliable information and are transparent about what they can and cannot achieve for their clients.Where one company fell short in certain categories, it made up for the shortcoming in another category.What We Like: After your free consultation, National Debt Relief will calculate a fee that’s between 15 and 25 percent of your total debt.This fee will be deducted from what you put into your trust account after each settlement is agreed on.American Debt Enders is a good place to start if you’re trying to get out of debt.

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You borrow from one credit card to pay off another.

They all offer free consultations, and some provide free credit counseling.

We did not choose any companies that charge a monthly fee for services.

We’re confident that the majority of our readers will be able to find an appropriate debt solution using one of these options.

Debt consolidation can mean many things and is synonymous with debt management.

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